Deposit and down payment
Plan around the final financing amount, purchase terms and payment schedule, not only the asking price.
BUYER GUIDE
Know the steps before you buy.
A clear route from budget to handover. Share your situation when you want a personal next step.
What else will you need to pay?
Allow for these common costs beyond the purchase price. Actual amounts depend on the property, financing, documents and rules in force.
Transaction and loan documents
Ask your conveyancing lawyer to confirm legal fees and stamp duty for the sale, transfer and loan documents.
Moving in and ownership
Budget for valuation, insurance or protection, moving or renovation, maintenance fees, taxes and repairs.
First home roadmap
01 · Budget
List net income, existing debts, available cash and a comfortable monthly payment.
02 · Credit and documents
Review your own record through eCCRIS and prepare income and bank statements.
03 · Compare and view
Consider location, commute, condition, running costs and your actual needs.
04 · Financing and contracts
The bank decides on financing. Your lawyer explains documents, deadlines, fees and handover.